This release includes Provisioned Account Credit API. Below, you'll find the details about the changes and new additions that have been included in this release.

• Create API of Provisioned Account Credit
  This API enables the creation of a provisioned account credit to create an incoming transfer process. Provisioned Account Credit - Create API
• Get API of Provisioned Account Credit
  This API enables getting information on provisioned account credit with an ID. Provisioned Account Credit - Get API
• List API of Provisioned Account Credit
  This API enables getting all provisioned account credit information. The API supports some beneficial parameters for filtering the list. Provisioned Account Credit - List API

This release includes API changes to Outgoing Transfer. Below, you will find details about the modifications made to the Outgoing Transfer API.

Outgoing Transfer API changes:

• Added optional beneficiary snapshot to the Outgoing Transfer API. Outgoing Transfers

GET /outgoing-transfers/{id}
{
  "workflow": {},
  "data": {
    "outgoingTransfer": {
      "id": "00000000-0000-0000-0000-000000000000",
      "transactionNumber": "20210419-000000",
      "clientId": "00000000-0000-0000-0000-000000000000",
      "transferDate": "2021-04-19",
      "status": "pending",
      "currency": "GBP",
      "amount": 100,
      "feeCurrency": "GBP",
      "feeAmount": 12,
      "description": "API dryRun",
      "transferReasonId": "00000000-0000-0000-0000-000000000000",
      "transferCustomReason": null,
      "originalTransferDate": "2021-04-19",
      "cutOffDateTime": "2021-04-19T09:00:00",
      "rollCount": 0,
      "totalAmount": 112,
      "ownerType": "client",
      "scheme": "sepa",
      "scope": "external",
      "destination": {
        "type": "beneficiary-bank-account",
        "beneficiaryBankAccountId": "00000000-0000-0000-0000-000000000000"
      },
      "source": {
        "type": "client-account",
        "accountId": "00000000-0000-0000-0000-000000000000"
      },
      "beneficiary": {
        "identity": {
          "type": "corporate",
          "country": "IN",
          "identificationNumbers": null,
          "identifications": null,
          "legalName": "Dalsim Limited",
          "incorporationDate": null,
          "corporationType": null
        },
        "address": {
          "country": "IN",
          "city": "Mumbai",
          "street": "Line1",
          "postalCode": "1231231"
        },
        "account": {
          "accountHolderName": null,
          "country": "IN",
          "currency": "INR",
          "routingCodes": {
            "ifsc": "ABCD0123456"
          },
          "accountNumber": "1234678812",
          "iban": null,
          "ledgerNumber": null,
          "alias": "INR account"
        },
        "fullName": "Dalsim Limited"
      }
    }
  },
  "connect": {},
  "metadata": {}
}

Generic Transaction is now released for our customers via API. Generic Transaction API Guide

• Added a new endpoint to query a single generic transaction: Get Generic Transaction API

• Added a new endpoint to query the generic transaction list: List Generic Transaction API

• Added a new endpoint to update generic transactions: Update Generic Transaction API

• Added a new endpoint to create a generic transaction: Create Generic Transaction API

User API changes:

• Added status to user JSON object. Users
• Added id and status to user client relation JSON object. Users
• Added a new endpoint for updating user invitations: User Invitations

PATCH /users/{email}/invitations/{id}
{
    "workflow": {
        "code": "direct"
    },
    "data": {
        "userInvitation": {
            "status": "cancelled"
        }
    },
    "connect": {},
    "metadata": {}
}

• Added a new endpoint for updating user client relations: User Client Relations

PATCH /users/{userId}/client-relations/{id}
{
    "workflow": {
        "code": "direct"
    },
    "data": {
        "userClientRelation": {
            "status": "revoked"
        }
    },
    "connect": {},
    "metadata": {}
}

Integrated Finance clients can now benefit from a comprehensive summary of financial accounts with the newly released Account Statement API Account Statement API Guide. Below, you will find details about the functionalities included in this release.

• A new endpoint was added to query the Account Statement list: Account Statements

metadata.page.number
metadata.page.size
data.accountStatement.transactionNumber
data.accountStatement.entryDateTimeFrom
data.accountStatement.entryDateTimeTo

GET /accounts/{accountId}/account-statements
{
  "workflow": {},
  "data": {
    "accountStatements": [
      {
        "accountId": "00000000-0000-0000-0000-000000000000",
        "transactionNumber": "20220822-GK2ADA",
        "transactionType": "adjustment",
        "entryType": "principal",
        "entryDateTime": "2022-09-09T09:13:10.496",
        "direction": "credit/debit",
        "amount": 10,
        "balance": 153019.26,
        "currency": "TRY",
        "narrative": "Transfer fee for 20220822-GK2ADA"
      }
    ]
  },
  "connect": {},
  "metadata": {
    "page": {
      "size": 20,
      "number": 0,
      "totalElements": 1,
      "totalPages": 1
    }
  }
}

​​We have introduced a new identification number structure for the Client and Beneficiary APIs. Below, you'll find details about the new and deprecated corporate and individual JSON objects included in this release.

• identifications was added to the corporate and individual JSON objects. Clients & Beneficiary
• identificationNumbers was deprecated from the corporate and individual identity JSON objects. Clients & Beneficiary

Beneficiary Bank Account Requirements are now released for our customers via API. Beneficiary Bank Account Requirements

{
  "workflow": {},
  "data": {
    "beneficiaryBankAccount": {
      "requirements": {
        "beneficiaryAddress": "optional/required"
      },
      "iban": {
        "requirement": "required",
        "regex": ""
      },
      "accountNumber": {
        "requirement": "none/optional/required",
        "regex": "^[0-9]{7,20}$"
      },
      "bankName": {
        "requirement": "none/optional/required",
        "regex": null
      },
      "routingCodes": {
        "bic": {
          "requirement": "none/optional/required",
          "regex": "^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$"
        }
      }
    },
    "beneficiaryAddress": {
      "country": {
        "requirement": "required",
        "regex": "^[A-Z]{2}$"
      },
      "region": {
        "requirement": "none/required",
        "regex": "^.{1,255}"
      },
      "city": {
        "requirement": "required",
        "regex": "^.{1,255}"
      },
      "street": {
        "requirement": "required",
        "regex": "^.{1,255}"
      },
      "houseNumber": {
        "requirement": "optional",
        "regex": "^.{1,255}"
      },
      "postalCode": {
        "requirement": "none/optional/required",
        "regex": "^.{1,12}"
      },
      "refinement": {
        "requirement": "optional",
        "regex": "^.{1,255}"
      }
    }
  },
  "connect": {},
  "metadata": {}
}

This release includes API changes to Outgoing Transfer. Below, you will find details about the modifications made to the Outgoing Transfer API.

Outgoing Transfer API changes:

• A new endpoint was added for listing possible Transfer Reasons for a given account and its destination country. Outgoing Transfers - Transfer Reasons
• The endpoint for listing Transfer Reasons by country: Outgoing Transfers - Transfer Reasons was deprecated.

This release includes API changes to Incoming Transfer and Account. Below, you will find details about the modifications made to the Incoming Transfer and Account APIs.

Incoming Transfer API changes:

• Added transferDateFrom and transferDateTo date filtering parameters to the Incoming Transfer List API. Incoming Transfers
• Added transferDate to the Incoming Transfer JSON object. Incoming Transfers

Account API changes:

• New account balance adjustment workflows were introduced to ensure accurate and consistent adjustments to account balances.
  IF customers will now have the ability to reflect / mirror transactions from the providers they have integrated independently. This process, known as "Synchronisation," captures transactions that have taken place but were not initially recorded on the IF Platform.
  Please note: type can only be unconnected-service-provider and code of unconnected service provider must be included in data section.

Integrated Finance clients can now effectively manage users with the newly released User API. Below, you will find details about the functionalities included in this release.

The User API User API Guide

• Added a new endpoint to create a user Create a User
• Added a new endpoint to query a user Get a User
• Added a new endpoint to obtain a list of user invitations List User Invitations
• Added a new endpoint to query a user invitation Get a User Invitation
• Added a new endpoint to list client user relations List User Client Relations
• Added a new endpoint to query a client user relation Get a User Client Relation

We are excited to announce that the Integrated Finance API has recently been released.

The Integrated Finance platform is a scalable, agnostic, and fully redundant Fintech infrastructure, offering a ready-to-deploy banking API.

We look forward to witnessing the innovative financial products you will develop using the Integrated Finance (IF) API, without worrying about complex, time-consuming development or regulatory challenges.

If you have any questions, please feel free to contact us at https://integrated.finance/contact-us.

We will continue to enhance the platform infrastructure and provide regular updates on all releases. Below, you will find details about the functionalities included in this release.

• Clients API is now released for our customers via API.
  • Added a new endpoint to create a client Creating a Client
    • Direct user creation for individual and corporate clients
    • Migration from the existing client at a Service Provider
  • Added a new endpoint to update a client Updating a Client
  • Added a new endpoint to query a client Get a Client
  • Added a new endpoint to list clients List Clients
• Accounts API is now released for our customers via API.
  • Added a new endpoint to create an account Create an Account
    • Direct account creation
    • Migration from an existing account at a Service Provider
    • Creation of sub-accounts linked to a main account
  • Added a new endpoint to update an account Update an Account
  • Added a new endpoint to query an account Get an Account
  • Added a new endpoint to list accounts List Accounts
  • Added a new endpoint to query an Account Deposit Information Get Account Deposit Information
• Beneficiaries API is now released for our customers via API.
  • Added a new endpoint to create a beneficiary Create a Beneficiary
    • Direct beneficiary creation
    • Migration from existing beneficiary at a Service Provider
  • Added a new endpoint to update a beneficiary Update a Beneficiary
  • Added a new endpoint to query a beneficiary Beneficiary
  • Added a new endpoint to list beneficiaries List Beneficiaries
• Beneficiary Bank Accounts API is now released for our customers via API.
  • Added a new endpoint to query beneficiary bank account requirements Get Beneficiary Bank Account Requirements
  • Added a new endpoint to create beneficiary bank accounts Create Beneficiary Bank Account
    • Direct Beneficiary Bank account creation
    • Migration from existing beneficiary bank account at a Service Provider
  • Added a new endpoint to update beneficiary bank account Update Beneficiary Bank Account
  • Added a new endpoint to query beneficiary bank account Beneficiary Bank Accounts
  • Added a new endpoint to list beneficiary bank accounts Beneficiary Bank Accounts
• Incoming Transfers API is now released for our customers via API.
  • Added a new endpoint to query an incoming transfer Get Incoming Transfer
  • Added a new endpoint to list incoming transfers List Incoming Transfers
• Outgoing Transfers API is now released for our customers via API.
  • Added a new endpoint to create outgoing transfer Create Outgoing Transfer
  • Added a new endpoint to update outgoing transfer Update Outgoing Transfer
  • Added a new endpoint to query outgoing transfer Get an Outgoing Transfer
  • Added a new endpoint to list outgoing transfers List Outgoing Transfers
  • Added a new endpoint to list transfer reasons by country for outgoing transfers Transfer Reasons
• Exchanges API is now released for our customers via API.
  • Added a new endpoint to create an exchange transaction Create an Exchange
  • Added a new endpoint to update exchange transaction Update Exchange
  • Added a new endpoint to query an exchange transaction Get an Exchange
  • Added a new endpoint to list exchange transactions List Exchanges
  • Added a new endpoint to create an exchange quote Quote a Rate
  • Added a new endpoint to refresh the exchange quote Requote